Photo by MKLoeffler Photography

Thursday, March 18, 2010

What if Dave Ramsey was President?

I'm a self-diagnosed CNN and Fox News addict and when I'm not sewing up a storm, I find myself shaking me head in disbelief at the news that our government continues to raise the debt ceiling, hand out money to overpaid CEO's like it's toilet paper, and spend money in new areas that would better be left unspent. I'm also an avid Dave Ramsey fan and took his Financial Peace University last year, which revolutionized the way the Lawson household handles money. Yes, that's right, we're on the I envelope system!

It's simple, really. Each month when Tim gets paid, he goes to the bank and deposits the exact amount needed to pay the online bills, makes a deposit into our savings account and emergency fund, and takes the rest in cash; he brings it home and puts it in our envelopes. There's one for groceries, one for gas and car related expenses, one for entertainment (which includes going out to eat, shopping, etc), one for general "stuff" (most of which goes to WalMart), and so on.

So, I began to wonder today when I heard the most recent estimated cost of government-run healthcare what America would be like if Dave Ramsey was President. I have a feeling that the first thing he'd do is "SELL THE CAR!" A good chunk, if not all, of the presidential motorcade would be auctioned off, Air Force One and the rest of the fleet would be put on Ebay, and the produce from the White House garden would be at the D.C. Farmer's Market. It's not a new or rocket science concept, but Dave Ramsey brilliantly advises people in debt past the ceiling to sell as much as they can to attack the debt that is so consuming them. Then, he shows them how to spend LESS than what they bring in so that there is enough left over to pay off debt and start saving.

As I bring myself back to reality where Dave Ramsey is only a financial expert and not the Commander-in-Chief, I pray that someone somewhere can start a revolution in government so we can get a grip on the enormous burden that is being crafted on the shoulders of our children.

1 comment:

  1. How does one become a fan of Fox News and CNN at the same time? One is hard-core right, the other is practically as left as MSNBC.

    It's indeed an "enormous burden" except that much of it was created by the man conservatives deem God-sent- Mr. Bush. When Clinton left, we had a surplus and now we are reeling in deficits up the wazoo. Sure, this healthcare bill is another trillion dollar deal but this is not the money that should go into the savings account when millions of sick Americans can't get the care they need and Jesus commands.
    And which newspaper are you reading if you have the impression that the government is handing out CEOs millions like it's toilet paper?

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